Saint Francis Hospital and Medical Center offers its employees a comprehensive and competitive benefits package. Benefits include, but are not limited to:
Medical Insurance
Any employee regularly scheduled to work 20 or more hours per week is eligible for coverage under a comprehensive package of medical care benefits. Coverage is provided through a Point of Service Plan, which has both "in-network" and "out-of-network" coverage. Coverage for employees is effective the first day of the month after 30 days of employment. Employees electing coverage are required to pay a share of the premium cost, which can be made of a pre-tax basis.
Dental Insurance
Any employee regularly scheduled to work 20 or more hours per week is eligible for coverage under one of two dental plan options.
MetLife PPO Plan
This plan is designed with deductibles and coinsurance. When you use a participating PDP dentist, you are responsible only for the difference between your plan’s coinsurance payment and the PDP fee for the services rendered up to the maximum benefit allowed.
MetLife Co-Pay
This plan offers in network services with co-pays and no deductibles. The amount paid when using a PDP provider is a set fee for the service. The fees you pay are determined by the zip code of the dental office in which you receive services. Unlike the CIGNA DHMO previously offered, this plan offers members an out-of-network option that applies a coinsurance rather than a co-payment. When using the out-of-network provider, you will pay according to a coinsurance schedule regardless of the dentist office location.
Disability Insurance
Short-term disability insurance is provided to full-time employees at the expense of the hospital. Coverage is effective the first day of the month following six months of employment. After 30 days of continuous and total disability, the plan pays 50% of base salary to a maximum of $350 per week for a period of time not to exceed 22weeks.
Long-term disability insurance is provided to full-time employees at the expense of the hospital. Coverage is effective the first day of the month following one year of employment. After 180 days of total or partial disability, the plan pays 60% of base salary to a maximum of $5,000 per month.
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Retirement Plan
The hospital provides eligible employee’s coverage in a defined benefit pension plan, which it fully funds – i.e., requires no contribution from the employee. To be eligible to receive a benefit, an employee must become vested by having worked at least 1000 hours per calendar year for five years. Once vested in the plan, a participant will be eligible to commence benefits at normal retirement age (age 65) or, after five years of service, at a reduced amount as early retirement (as early as age 55). The amount of one’s pension benefit depends upon the number of credited years of service under the Plan and the individual’s base salary for each year.
Eligible employees may participate in a 403(b) plan (Tax Sheltered Annuity), which allows for a systematic method of voluntary savings through payroll deductions. Employees will be able to contribute up to the annual pre-tax dollar limits set forth by the IRS.
For those employees who elect to have deductions into a 403(b) plan, the hospital provides a match on their 403(b) deduction in the amount of 50% up to 4% of base salary. The matching account balance is available upon termination of employment if one is vested in the Plan. To be vested, a participant must have worked at least 1000 hours per year for at least five years
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Life Insurance
Any employee regularly scheduled to work 20 or more hours per week is eligible for coverage under the hospital’s group term life insurance plan. Coverage for employees is effective the first day of the month after 90 days of employment. In the event of an employee’s death while employed, his/her designated beneficiary will receive a benefit equal to the employee’s annual base salary rounded up to the next $1,000 to a maximum benefit of $150,000. The premium cost for this coverage is fully paid by the hospital.
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Vacation and Holidays
Vacation time and holidays are provided under a single paid-time off benefit called ETO (Earned Time Off). All employees regularly scheduled to work 8 or more hours per week accrue such time on a weekly basis. The amount of time that accrues is dependent upon the type of position in which the employee works and the employee’s length of service with the hospital. Most full-time employees initially accrue the equivalent of 22 days of ETO during their first year of employment. Employees are eligible to be paid for such time after 90 days of employment.
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Sick Time
The hospital provides paid time off to regular part-time and full-time employees who are unable to work for brief periods or illness or as part of a longer period of illness under the Family and Medical Leave Policy. Regular full-time employees accrue sick leave at the rate of 8 hours per month. Part-time employees accrue sick leave on a pro-rated basis. An employee may accrue up to 1,080 hours of sick time. Sick time is considered insurance and any balance of time is not payable upon termination of employment.
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Reimbursement Accounts
Regular full-time and part-time employees may enroll each year in reimbursement accounts for medical expenses and for dependent care expenses. The employee funds their own accounts with pre-tax dollars through payroll deductions subject to limitations.
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Educational Assistance
Employees have many different programs available to them in educational benefits. In addition to tuition reimbursement for courses, there are extensive opportunities for in-services, seminars, and conferences, some of which are sponsored through The Saint Francis Academy.
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Child Care Center
Saint Francis staffs a child care center for children of employees, ages 6 weeks through pre-kindergarten. The Center is located on the south campus and is open from 6:30 a.m. to 5:30 p.m. Monday through Friday.
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Fitness Center
Employees are eligible for discounted membership at The Fitness Center located at 95 Woodland Street.
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Credit Union Membership
A full range of financial services is afforded employees who become members of the Hartford Federal Credit Union with their main office located adjacent to the hospital main campus.
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Miscellaneous Work/Life Benefits
Employees may purchase supplemental life and disability insurances through payroll deductions to supplement the plans provided by the hospital. Coverage can also be purchased for eligible family members. Auto and homeowner’s insurance can also be purchased at reduced rates through payroll deduction, direct billing, or automatic withdrawal from a checking account. The hospital offers an Employee Assistance Program (EAP), which is a voluntary, confidential counseling service designed to assist employees and/or their families with personal problems. Many discounted products and services can be obtained through the hospital’s gift shop, operated by the Women’s Auxiliary. Such include gourmet gift baskets, film developing, floral arrangements, phone cards, movie passes, fruit baskets, etc.
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